Article for IFAonline by Ian Naismith, Head of Marketing & Sales Technical, Scottish Widows. The...
Article for IFAonline by Ian Naismith, Head of Marketing & Sales Technical, Scottish Widows. The advent of stakeholder pensions presents a new choice to many people in company pension schemes who want to save more towards their retirement. For many, stakeholder is a viable alternative to additional voluntary contributions (AVC) and free-standing AVC plans (FSAVC), and they may seek advice from IFAs on the best option. Stakeholder Eligibility The Government accepted an industry proposal for 'partial concurrency'. This means that many employees are eligible for a stakeholder pla...
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