A surprisingly low percentage of consumers consult an adviser on a regular basis regarding their pension planning, according Aegon research.
The Aegon Retirement Readiness report, which questioned 1,191 workers in the UK, found that just 7.6% of consumers have taken regular advice from a professional adviser on the matter.
Some 19% said they had received some advice.
Those aged 55 or over are twice as likely to have received regular advice, although 63.3% of this age group have never sought the help of an adviser in relation to pensions.
Separately, a third of people do not know what their pension plan is worth, and 35.6% could not say how much income it would provide in retirement.
A quarter of those within a decade of 65 said they had no idea how much income their pension plan would pay in retirement.
More generally, of those within ten years of state pension age, more than three in ten do not know how much they will need to live on in retirement.
Some three in ten of those closest to retirement still have no active pension plan in place, while one in four do not know how much income they will get from their savings in retirement.
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