Personal accounts: NPSS fits the bill

The government says its view is based on evaluation not only of NPSS, but also of other models put forward in reaction to the Commission’s second report, which detailed the use of outsourcing rather than direct competition between providers to keep charges low. The alternatives were set out in a May 2006 White Paper, which also identified some key attributes of any regime: employers need the ability to choose between providers, a central clearing house would be required to keep costs down restricting choice would be necessary to keep costs down Accordingly, when reviewing the ch...