Norwich Union will extend children's critical illness cover, introduced as a standard inclusion from August 2003 onwards, to all CI policies with immediate effect.
The cover provides a benefit of £10,000 or 50% of the sum assured (whichever is lower) for each child on the adult’s policy.
The policy covers step children and legally adopted children, as well as biological children aged between one and 18 years. It will also continue after a claim for children’s CI is made, offering continued cover for policyholders and their families.
This is the second time in two months Norwich Union has applied a condition to its CI policies retrospectively. After adding traumatic head injury to its list of critical illness conditions in January 2007, the company extended this to all customers in August this year.
Darren Dicks, head of protection marketing for Norwich Union said: “We are constantly reviewing our protection range to provide the best possible products and services to our customers. By extending this benefit, we are helping to offer additional peace of mind for families at what is a particularly traumatic time.”
CI conditions covered for children under the policy are: bacterial meningitis before age 18, benign brain tumour, blindness, cancer, coma, coronary artery bypass grafting, Creutzfeldt-Jakob disease, deafness, heart attack, heart valve replacement or repair, kidney failure, loss of speech, major organ transplant, motor neurone disease, multiple sclerosis, paralysis, stroke, third degree burns and traumatic head injury.
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