Choices available to Pep investors

We have all read the estimates of just how big the ring-fenced Pep market is. Recent ones vary from £50bn to £80 Bn. One thing is for sure, whichever is more accurate, the market is enormous. IFAs and their clients can make the very most of their Peps which have evolved from very basic building block investments, to highly customised plans which now cater, in many cases, for substantial tax free portfolios. While the launch of Isas was set against a backdrop of controversy regarding their complicated structure and rules, Peps are also far from straightforward. The differences between gener...