Allied Dunbar is revamping its Lifestyle Plus and Lifestyle critical illness plans for those needing...
Allied Dunbar is revamping its Lifestyle Plus and Lifestyle critical illness plans for those needing coronary artery by-pass surgery. Policyholders who need the treatment can now make their claim before the operation takes place and seek treatment privately, rather than facing NHS waiting lists.
The cost of an average coronary artery by-pass procedure is £8,000 but Allied Dunbar will advance the client up to 20% of the guaranteed sum assured to cover the cost of the surgery and necessary aftercare privately.
Peter Kelly, protection marketing director at Allied Dunbar, said: "The good news is that the waiting is over. Now the client can afford to have the surgery done privately. This reduces the poor quality of life they may be suffering and enables them to get fit and well quickly. It allows the client to have a better prognosis for the future and reduces the chances of them not surviving their illness."
The UK has seen a six-fold increase in coronary artery by-pass surgery in the last 15 years, with more than 24,000 operations carried out each year.
Kelly added: "There has been a lot of media coverage recently about the long waiting lists for this type of surgery with the NHS. This type of illness is covered under a critical illness plan but to enable you to make your claim you would have to have, and survive, the operation."
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