Regardless of whether 2001 turns out to be a bull or bear market, Scottish Life International ass...
Regardless of whether 2001 turns out to be a bull or bear market, Scottish Life International assures investors that its capital protected funds can provide a profitable solution.
SLI points out that its range of capital protected funds are outperforming their indices, offer protection from market volatility and even provide growth.
With the current market scenario unfolding investors are assured they can profit from the market if it bounces back or be shielded if it continues to decline.
Every quarter investors can choose a level of risk between 95% and 100%. For example, a 100% rate of protection ensures no capital is at risk but long term returns will only generate a return marginally above a similar cash investment. SLI reckons a 95% protection policy generates a return similar to equities.
For example SLI's Protected UK index fund, with 100% protection, has given annual returns of 9.4% over 15 years whereas the higher risk 95% protected fund has given annual average returns of 13.2%. While the Nikkei 225 fell by 27% in 2000, SLI's 100% and 99% Protected Japan Index Funds both generated positive growth and the riskier 95% fund lost 7%.
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