Is stakeholder the rightchoice?

It has taken 14 years, a massive mis-selling scandal and the threat of stakeholder schemes to persuade providers to remodel their personal pension contracts. At long last, many now meet the original 1987 specifications ' that is, they are genuinely portable and offer good value for money. The dilemma facing advisers and their clients today is that between personal pensions and stakeholder schemes, there appears to be almost too much choice. Moreover, these two broad categories do not fit neatly into a personal pension performance versus stakeholder charges debate. A significant minori...