It's our round-up of the stories your clients may have read in the national newspapers over the weekend...
There was a sense of urgency in a piece in the Sunday Times, warning readers that any delay in buying their annuity could leave them out of pocket. While it said record low rates meant many savers were tempted to defer purchasing their plan, the paper showed how the money lost over just a few years far outweighs the potentially higher income.
Furthermore, it laid out the fears that rates will continue to slide further, reducing the benefits of deferring a purchase even more.
Every weekend, at least one paper gives readers a shopping list of funds to go for, and this time it was the Sunday Telegraph. Among the suggestions for its ‘perfect investment portfolio' was the Invesco Perpetual Income for UK equities and Axa Framlington Global Technology for developing market equities.
Stories clients may have read over the weekend
Emerging markets exposure was possible through the Neptune Russia fund, while the Artemis Strategic Bond fund was suggested for fixed interest. Meanwhile, among the names for alternative investments was ETFS Physical Gold ETC.
With the price of gold falling in recent months, the Guardian attempted to explain the latest trend, with the rise of the dollar as a safe haven and falling demand in India blamed.
Looking ahead, readers were given the usual advice that gold should be seen as a long term investment, for protection against volatility, while the paper also explained to investors how they can get exposure either through an exchange traded fund, or through a fund that buys shares in gold mines.
Our weekly heads-up for advisers
Former Neptune manager
27,000 transfers looked at
Consider risk capacity