First time buyers

        FCA may restrict lenders' ability to alter mortgage terms

        Professional Adviser | 07 Jul 2014 | 11:47

        The Financial Conduct Authority (FCA) may restrict the changes lenders can make to mortgage contracts after assessing the fairness of the existing regulations.

        Man signing document
        Liberal Democrat leader Nick Clegg

        Govt may 'pare back' Help to Buy after Carney's warning

        The government may "pare back" its Help to Buy scheme if the Bank of England (BoE) believes it threatens the UK's economic recovery, Nick Clegg has said.

        Professional Adviser | 18 May 2014 | 22:51
        George Osborne delivers budget in 2014

        Economists heap pressure on Osborne over Help to Buy

        Prominent economists have added to calls for the government to pull back from the mortgage guarantee element of its Help to Buy initiative, arguing it is no longer needed.

        Professional Adviser | 12 May 2014 | 07:44

    Other First time buyers articles


      Four things to tell clients about the new mortgage lending rules

      New mortgage lending rules come into force at the end of the month. Here, Professional Adviser affiliate title, Your Money, assesses how they will affect existing and future homeowners...

      Professional Adviser | 17 Apr 2014 | 17:35

      Santander cuts adviser fees for longer-term mortgages

      Santander is updating its quality-based fee structure, including extending the assessment to loan terms of five years or more, resulting in lower adviser fees.

      IFAonline | 07 Jan 2014 | 11:41
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      Quick Quiz of the week's news

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      IFAonline | 03 Jan 2014 | 16:22
      house price

      Mutuals mortgage lending doubles in 2013 while arrears fall

      Mutuals and building societies have doubled their net mortgage lending over the last year, figures from the Building Societies Association (BSA) show.

      IFAonline | 03 Jan 2014 | 11:43
      Business secretary Vince Cable

      Cable: Govt should reconsider Help to Buy

      The government should reconsider its Help to Buy housing scheme, according to business secretary Vince Cable, who spoke of a "raging housing boom' in London and South East England.

      IFAonline | 23 Dec 2013 | 07:43

      CML: No evidence of housing boom

      The mortgage market is experiencing "strong upwards momentum" and gross lending may top £200bn for the first time in seven years in 2015, but there is little evidence of a housing boom developing, according to the Council of Mortgage Lenders (CML).

      IFAonline | 10 Dec 2013 | 07:20
      The Bank of England

      BoE to turn off Funding for Lending tap for mortgages

      The mortgage aspect of the Funding for Lending Scheme (FLS) is to be discontinued in light of improved market conditions.

      IFAonline | 28 Nov 2013 | 13:50

      RBS Intermediary Partners relaunches on Monday

      RBS Intermediary Partners is to return to the mortgage market on Monday, the group has announced.

      IFAonline | 26 Nov 2013 | 14:32

      Stamp duty threatens to pervert Help to Buy effect - CML

      The government is undermining its own Help to Buy scheme by imposing a large tax burden on first-time buyers, the Council of Mortgage Lenders (CML) has argued.

      IFAonline | 06 Nov 2013 | 10:34
      house price

      UK house prices 5.8% higher than a year ago - Nationwide

      UK house prices are now 5.8% higher than this time a year ago, according to Nationwide, but are still 7% off their 2007 peak.

      IFAonline | 31 Oct 2013 | 07:42

      Quarter of brokers report surge in Help to Buy enquiries

      Mortgage advisers are reporting a rise in Help to Buy enquiries, despite the fact they are unable to places cases yet.

      IFAonline | 10 Oct 2013 | 14:20

      MPs' stark warning on day of Help to Buy launch

      The government's popular Help to Buy mortgage scheme could threaten financial stability if it is mismanaged, a group of MPs has warned.

      IFAonline | 08 Oct 2013 | 07:46
      David Cameron

      Govt brings forward Help to Buy launch date

      The second part of the Help to Buy scheme will be available from next week after the Government brought forward the launch date by three months.

      IFAonline | 30 Sep 2013 | 07:40
      Ed Balls

      Ed Balls: Help to Buy will squeeze out first-time buyers

      Shadow Chancellor Ed Balls has warned the government’s Help to Buy scheme will make it harder for would-be first-time buyers to get onto the housing ladder.

      IFAonline | 24 Sep 2013 | 07:35

      Quarter of homebuyers 'paying at least £7k stamp duty'

      More than a quarter of home-buyers in England and Wales are now paying stamp duty at the higher rates of 3% or more, research suggests.

      IFAonline | 06 Aug 2013 | 09:50
      HSBC logo

      HSBC launches ‘all-time low’ 1.49% mortgage

      HSBC has launched the lowest ever fixed rate mortgage seen in the UK mortgage market with a 1.49% headline rate product.

      IFAonline | 02 Aug 2013 | 10:20
      Lloyds Banking Group logo

      Lloyds returns to profit; eyes orphaned IFA clients

      Lloyds Banking Group is back in the black after announcing a profit before tax of £2.1bn for the six months to the end of June - and said it is on course to target IFA clients orphaned by the Retail Distribution Review (RDR).

      IFAonline | 01 Aug 2013 | 07:49


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