Four things to tell clients about the new mortgage lending rules

Professional Adviser | 17 Apr 2014 | 17:35

New mortgage lending rules come into force at the end of the month. Here, Professional Adviser affiliate title, Your Money, assesses how they will affect existing and future homeowners...


Santander cuts adviser fees for longer-term mortgages

Santander is updating its quality-based fee structure, including extending the assessment to loan terms of five years or more, resulting in lower adviser fees.

IFAonline | 07 Jan 2014 | 11:41
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IFAonline | 03 Jan 2014 | 16:22

Other First time buyers articles

house price

Mutuals mortgage lending doubles in 2013 while arrears fall

Mutuals and building societies have doubled their net mortgage lending over the last year, figures from the Building Societies Association (BSA) show.

IFAonline | 03 Jan 2014 | 11:43
Business secretary Vince Cable

Cable: Govt should reconsider Help to Buy

The government should reconsider its Help to Buy housing scheme, according to business secretary Vince Cable, who spoke of a "raging housing boom' in London and South East England.

IFAonline | 23 Dec 2013 | 07:43

CML: No evidence of housing boom

The mortgage market is experiencing "strong upwards momentum" and gross lending may top £200bn for the first time in seven years in 2015, but there is little evidence of a housing boom developing, according to the Council of Mortgage Lenders (CML).

IFAonline | 10 Dec 2013 | 07:20
The Bank of England

BoE to turn off Funding for Lending tap for mortgages

The mortgage aspect of the Funding for Lending Scheme (FLS) is to be discontinued in light of improved market conditions.

IFAonline | 28 Nov 2013 | 13:50

RBS Intermediary Partners relaunches on Monday

RBS Intermediary Partners is to return to the mortgage market on Monday, the group has announced.

IFAonline | 26 Nov 2013 | 14:32

Stamp duty threatens to pervert Help to Buy effect - CML

The government is undermining its own Help to Buy scheme by imposing a large tax burden on first-time buyers, the Council of Mortgage Lenders (CML) has argued.

IFAonline | 06 Nov 2013 | 10:34
house price

UK house prices 5.8% higher than a year ago - Nationwide

UK house prices are now 5.8% higher than this time a year ago, according to Nationwide, but are still 7% off their 2007 peak.

IFAonline | 31 Oct 2013 | 07:42

Quarter of brokers report surge in Help to Buy enquiries

Mortgage advisers are reporting a rise in Help to Buy enquiries, despite the fact they are unable to places cases yet.

IFAonline | 10 Oct 2013 | 14:20

MPs' stark warning on day of Help to Buy launch

The government's popular Help to Buy mortgage scheme could threaten financial stability if it is mismanaged, a group of MPs has warned.

IFAonline | 08 Oct 2013 | 07:46
David Cameron

Govt brings forward Help to Buy launch date

The second part of the Help to Buy scheme will be available from next week after the Government brought forward the launch date by three months.

IFAonline | 30 Sep 2013 | 07:40
Ed Balls

Ed Balls: Help to Buy will squeeze out first-time buyers

Shadow Chancellor Ed Balls has warned the government’s Help to Buy scheme will make it harder for would-be first-time buyers to get onto the housing ladder.

IFAonline | 24 Sep 2013 | 07:35

Quarter of homebuyers 'paying at least £7k stamp duty'

More than a quarter of home-buyers in England and Wales are now paying stamp duty at the higher rates of 3% or more, research suggests.

IFAonline | 06 Aug 2013 | 09:50
HSBC logo

HSBC launches ‘all-time low’ 1.49% mortgage

HSBC has launched the lowest ever fixed rate mortgage seen in the UK mortgage market with a 1.49% headline rate product.

IFAonline | 02 Aug 2013 | 10:20
Lloyds Banking Group logo

Lloyds returns to profit; eyes orphaned IFA clients

Lloyds Banking Group is back in the black after announcing a profit before tax of £2.1bn for the six months to the end of June - and said it is on course to target IFA clients orphaned by the Retail Distribution Review (RDR).

IFAonline | 01 Aug 2013 | 07:49
EE 4G hits more towns and cities

Home sales data hints at full-blown recovery

The housing market revival witnessed in recent months may soon become a full-scale recovery, figures obtained by a property survey suggest.

IFAonline | 11 Jun 2013 | 07:15

Older first-time buyers locked out of Help to Buy

Housing minister Mark Prisk has acknowledged older first-time buyers may miss out on the government's Help to Buy scheme.

IFAonline | 24 May 2013 | 09:30

Are you ready to become a landlord?

A guide for people considering a move into the buy-to-let market.

IFAonline | 22 May 2013 | 10:30


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