Pensions

        Prudential launches flex drawdown ahead of pension freedoms

        Professional Adviser | 16 Dec 2014 | 11:06

        Prudential has launched a flexible drawdown option to its range of retirement products ahead of pension freedoms which come into force in April next year.

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        pensioner756857

        Treasury unveils market-leading rates for 'pensioner bonds'

        Interest rates for the new 'pensioner bonds' announced at Budget 2014 have been set at a market-beating 2.8% for the one-year product and 4% for the three-year bond.

        Professional Adviser | 12 Dec 2014 | 16:04
        universe-pa

        Brave new world: Three things that changed advice forever in 2014

        Changes have come thick and fast this year. Professional Adviser looks at the three most monumental movements in the industry - and why they herald a new dawn for advisers...

        Professional Adviser | 12 Dec 2014 | 10:27

    Other Pensions articles

      simplybiz-tom-nall

      Time is of the essence when it comes to auto-enrolment advice

      The scale of auto-enrolment makes it an unprecedented opportunity, yet tackling it profitably is the conundrum for providers and advisers alike, writes Tom Nall

      Professional Adviser | 11 Dec 2014 | 16:05
      tully-andrew

      ‘Fundamental’ retirement income problems must be dealt with before pension freedom

      Fundamental problems with the shopping around system for annuities must be addressed before pension freedoms being in April, experts have said.

      Professional Adviser | 11 Dec 2014 | 11:10
      holt-natanje

      What do post Freedom Day retirement savings illustrations need to look like?

      Natanje Holt takes a look at how statutory money purchase illustrations will work once Budget freedoms come into play.

      Retirement Planner | 10 Dec 2014 | 17:21
      tully-andrew

      Should providers be the second line of defence for non-advised retirees?

      Pension freedoms bring greater risks as well as choice, especially for those who don’t take advice or guidance. But, Andrew Tully argues, the FCA and providers can help…

      Retirement Planner | 09 Dec 2014 | 10:02
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      ‘I’m hanging my hat on simplified advice’: The future of retirement advice post-2015

      Politicians have painted annuities as ‘toxic products’ but guaranteed income is the bedrock of retirement for the majority. Providers are betting on simplified advice to square the circle, writes Jenna Towler

      Retirement Planner | 09 Dec 2014 | 09:59
      watts-lay

      Mind the traps: Top five pension pitfalls to avoid

      The changes to the pensions system announced in the Budget trumpeted a new era of freedom and choice for pension savers. However, with the full details of the pension changes still to be considered, Jonathan Watts-Lay highlights a few common pitfalls those approaching retirement should watch out for

      Retirement Planner | 09 Dec 2014 | 09:54
      telephone898

      How can we provide more access to income drawdown?

      From April we are expecting a surge in demand for income drawdown. However, how easy is it to offer these flexibilities to those with small pensions pots? Jamie Smith-Thompson takes a closer look

      Retirement Planner | 09 Dec 2014 | 09:53
      lifeboat669

      Do we need a lifeboat fund for non-standard SIPP assets?

      SIPP providers are struggling to find buyers due to large proportions of non-standard assets in their portfolio. Helen Morrissey asks what can be done about this issue.

      Retirement Planner | 09 Dec 2014 | 09:50
      cracknell-michelle-tpas

      Cracknell: Annuities' 'death' could become self-fulfilling prophecy

      Negative headlines about annuity sales next April could lead to a “tragedy” of retirees refusing to buy them, according to The Pensions Advisory Service (TPAS) CEO Michelle Cracknell.

      Professional Adviser | 09 Dec 2014 | 07:46
      harrison-daniel-true-potential

      Auto-enrolment not attractive to many of our advisers - True Potential

      Auto-enrolment has not proved an attractive business opportunity for many of True Potential’s advisers as margins are small in relation to demands, senior partner Daniel Harrison has said.

      Professional Adviser | 05 Dec 2014 | 10:29
      carehome

      Care for a tax break? Funding LTC through pension savings

      Experts have called for a tax break on pension withdrawals to help fund LTC. But is such an intervention feasible and a good idea?

      Professional Adviser | 28 Nov 2014 | 13:20
      An exit sign

      Barnett Waddingham Investments de-authorises following merger

      Discretionary fund manager (DFM) Barnett Waddingham Investments, formerly part of the Barnett Waddingham group, has de-authorised seven months after being taken over by rival DFM Whitefoord, regulatory records show.

      Professional Adviser | 28 Nov 2014 | 11:01
      newspapers-stack

      Catch up: Five retirement stories you might have missed

      Had a manic week? Here’s a rundown of five retirement stories you might have missed…

      Retirement Planner | 28 Nov 2014 | 10:43
      Scottish Widows ad

      Scottish Widows confirms 130 job cuts amid business overhaul

      Provider Scottish Widows has announced a restructure of its pension and investment business, confirming the loss of 130 roles across the UK.

      Professional Adviser | 27 Nov 2014 | 14:50
      tapper-henry-first-actuarial

      Why Labour is right to threaten a cap on drawdown fees

      Charge caps are unpalatable but necessary if the industry won't sort itself out, argues First Actuarial's Henry Tapper...

      Professional Adviser | 27 Nov 2014 | 01:21
      david-thompson-elevate

      Axa Wealth to scrap platform drawdown and pension charges

      Axa Wealth is to drop charges associated with drawdown and its Pension Investment Account on its Elevate platform.

      Professional Adviser | 26 Nov 2014 | 11:30
      darren-philp-pic

      Industry calls for radical overhaul of AE contributions

      The pensions industry has rejected government proposals to tinker with auto-enrolment (AE) earning thresholds and called for a complete overhaul.

      Professional Adviser | 26 Nov 2014 | 07:51

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