Voting remains close on UFPLS v income drawdown in PA Online Debate

        Retirement Planner | 18 Dec 2014 | 11:49

        At the beginning of day four voting remains close in the PA Online debate as to whether clients will choose uncrystallised funds pension lump sum (UFPLS) or income drawdown.


        A time for gloom and boom for annuities

        The difficulties experienced in the individual annuity market have been dwarfed by the demand in the corporate world. Stephen Lowe takes a closer look.

        Professional Adviser | 18 Dec 2014 | 11:23

        Charges in workplace DC schemes revealed

        Here they are… The key findings of the Independent Project Board’s final report into the charges and benefits in workplace defined contribution schemes, published today.

        Professional Adviser | 17 Dec 2014 | 10:53

    Other Retirement articles

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      How investment trusts can settle clients' income concerns

      Investment trusts' ability to smooth dividends over time is one reason they present a real income alternative, writes Jenna Voigt

      Professional Adviser | 17 Dec 2014 | 07:12

      What do retirees want from their retirement income?

      As the industry gears up for the introduction of retirement freedoms in April what will people choose? Stephen Lowe goes through recent research into what retirees are looking for.

      Retirement Planner | 16 Dec 2014 | 15:33
      Large gold pound sign

      Advisers charging more post-RDR despite lower product prices

      Advisers are charging clients more post-Retail Distribution Review (RDR), despite falling product prices, a consultancy hired by the Financial Conduct Authority (FCA) has found.

      Professional Adviser | 16 Dec 2014 | 11:14

      Prudential launches flex drawdown ahead of pension freedoms

      Prudential has launched a flexible drawdown option to its range of retirement products ahead of pension freedoms which come into force in April next year.

      Professional Adviser | 16 Dec 2014 | 11:06

      PA Online debate results on knife edge at end of day one

      The first day of the PA Online debate has been a close run affair with users split on whether their clients will choose income drawdown or uncrystallised funds pension lump sum (UFPLS).

      Professional Adviser | 16 Dec 2014 | 10:46

      RDR is working, FCA declares

      The Financial Conduct Authority (FCA) has declared the Retail Distribution Review (RDR), its "once in a generation" project to revamp the retail investment advice market, is working, though some concerns remain on the costs and labels of advisers' services.

      Professional Adviser | 16 Dec 2014 | 10:00

      IFA: Less than 10% of people need advice

      Less than a tenth of the population has complex enough needs to warrant the fees they would pay for advice, and would be better served by guidance, an IFA has said.

      Professional Adviser | 15 Dec 2014 | 12:32

      Adviser noticeboard (15-19 Dec)

      Welcome to our weekly heads-up on the key events, hires and other bits for professional advisers...

      Professional Adviser | 15 Dec 2014 | 09:29

      Treasury unveils market-leading rates for 'pensioner bonds'

      Interest rates for the new 'pensioner bonds' announced at Budget 2014 have been set at a market-beating 2.8% for the one-year product and 4% for the three-year bond.

      Professional Adviser | 12 Dec 2014 | 16:04

      Just Retirement calls for decumulation ‘clean break’ to ensure annuity competition

      Pension providers should ensure all retirees use the open market to buy an annuity at the point of decumulation to ensure they get the most out of their savings, Just Retirement has said.

      Professional Adviser | 12 Dec 2014 | 11:21

      Brave new world: Three things that changed advice forever in 2014

      Changes have come thick and fast this year. Professional Adviser looks at the three most monumental movements in the industry - and why they herald a new dawn for advisers...

      Professional Adviser | 12 Dec 2014 | 10:27
      Photo of Neil Woodford and Mark Barnett

      Aviva writes to advisers on challenges facing Invesco's Barnett

      Aviva has written to advisers outlining its views on the challenges facing Mark Barnett, following a review of how he runs funds previously managed by Neil Woodford.

      Professional Adviser | 12 Dec 2014 | 10:25
      Money down drain

      Network calls for 'sensibly priced' retirement advice to combat non-advised drawdown trap

      The chairman of IFA network Sense has called on advisers to come up with a “sensibly priced” at-retirement service, saying the prospect of non-advised drawdown left him “horrified”.

      Professional Adviser | 12 Dec 2014 | 07:47

      Time is of the essence when it comes to auto-enrolment advice

      The scale of auto-enrolment makes it an unprecedented opportunity, yet tackling it profitably is the conundrum for providers and advisers alike, writes Tom Nall

      Professional Adviser | 11 Dec 2014 | 16:05

      Public wants quality-of-advice benchmark, report suggests

      Consumers are put off seeking regulated advice because they don't know how to judge its quality, research commissioned by the Financial Conduct Authority (FCA) suggests.

      Professional Adviser | 11 Dec 2014 | 13:22

      ‘Fundamental’ retirement income problems must be dealt with before pension freedom

      Fundamental problems with the shopping around system for annuities must be addressed before pension freedoms being in April, experts have said.

      Professional Adviser | 11 Dec 2014 | 11:10

      Six problems the FCA found with providers' annuity sales

      Consumer research undertaken by the Financial Conduct Authority (FCA) found that 40% of consumers do not exercise their option to switch and instead purchase an annuity from their existing pension provider. The regulator found six key reasons why.

      Professional Adviser | 11 Dec 2014 | 08:33


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