Mark Polson: Dafties will be dafties, but we must trust retirees

        Professional Adviser | 23 Nov 2014 | 20:13

        The suggestion of a pensions credit card has been branded 'irresponsible', but denying retirees the freedoms they're being promised is akin to denying a toddler a ball until they've proved they can play with it properly, writes Mark Polson.


        Govt must protect retirees from ‘rip off’ drawdown charges - Labour

        Labour has urged the government to ensure none of the 320,000 savers expected to take advantage of pension freedoms are exposed to “rip off charges”.

        Professional Adviser | 23 Nov 2014 | 18:31

        Drawdown sales double in Q3 as annuity sales continue to slide - ABI

        Sales of drawdown contracts have more than doubled compared to the third quarter of last year while annuity purchases continue to fall, according to latest Association of British Insurers (ABI) statistics.

        Professional Adviser | 21 Nov 2014 | 14:14

    Other Income articles


      Catch up: Five retirement stories you might have missed

      Had a manic week? Here’s a rundown of five retirement stories you might have missed…

      Retirement Planner | 21 Nov 2014 | 10:10
      Prudential logo

      Prudential bond sales balance annuities drop-off

      Prudential has said a pick-up in bond sales helped negate a near 50% reduction in annuities new business in the first nine months of the year.

      Professional Adviser | 18 Nov 2014 | 09:43

      Government unveils 'PensionTube' to aid retirement understanding

      The government has launched an online hub within video sharing site YouTube in a bid to aid consumers' understanding of pensions.

      Professional Adviser | 17 Nov 2014 | 10:03

      New wave: Advising consumer savvy retirees in the new pensions world

      Retirees with high consumer expectations will emerge post-April 2015, demanding a fresh approach from advisers, writes Alistair Wilson

      Professional Adviser | 14 Nov 2014 | 11:49

      Chaos theory: How to manage sequencing risk in a retirement portfolio

      Abraham Okusanya caused quite a stir among advisers after highlighting the dangers of sequence of return risk. In a follow-up, he examines potential solutions...

      Professional Adviser | 13 Nov 2014 | 12:26

      Blog: The problem with pensions

      With the Budget freedoms raising concerns about what savers will do with their money, and the state pension still returning a 'paltry sum', David Brooks assesses potential solutions...

      Professional Adviser | 12 Nov 2014 | 12:07

      Ordinary retirees 'urgently need simplified advice' to cope with pension freedoms

      A workable and affordable simplified advice framework must urgently be established to ensure ‘ordinary savers’ properly benefit from next year’s pension freedoms, delegates heard.

      Professional Adviser | 10 Nov 2014 | 07:45

      Just Retirement 59% annuity sales drop offset by boom in bulk business

      Sales of individual annuities at Just Retirement were down 59% compared to the same quarter last year, latest results show.

      Professional Adviser | 10 Nov 2014 | 07:44

      The Big Bang: Forecasting the future shape of retirement income

      Chancellor George Osborne’s radical changes to pensions are expected to usher in a new era of invention in the defined contribution (DC) space. While some fund managers are giving existing products a new spin, others are looking to assemble completely different solutions, finds Lynn Strongin Dodds...

      Professional Adviser | 07 Nov 2014 | 20:51

      Catch up: Five pensions stories you might have missed

      In this week's Retirement Planner news round-up we highlight five key stories you might have missed over the past seven days.

      Retirement Planner | 05 Nov 2014 | 16:21

      Massive drawdown demand to cause ‘capacity crunch’ – Standard Life

      Demand for drawdown is likely to increase by a factor of five when retirement freedoms kick-in, causing a market ‘capacity crunch’, Standard Life has warned.

      Professional Adviser | 05 Nov 2014 | 10:27

      L&G takes 61% post-Budget annuity sales hit; offset by ‘record’ bulk deals

      Legal & General (L&G) has reported record bulk annuity numbers which it said had “more than offset” a 61% drop in sales of traditional annuity policies since the Budget reforms were announced.

      Professional Adviser | 04 Nov 2014 | 07:47

      Subdued annuity sales rebound 10% in Sept - research

      Demand for annuities climbed 10.5% in September despite tumbling rates, analysis from IRESS has found.

      Professional Adviser | 04 Nov 2014 | 07:42

      The comeback kid: Why annuities aren't finished yet

      Mark Wood, chief executive of JLT Employee Benefits, predicts annuities will make a comeback and equity release will surge, but retirees will not be better off after the pensions revolution...

      Professional Adviser | 03 Nov 2014 | 11:02

      Treasury to net £1.6bn extra tax when pension freedoms kick in - Hargreaves

      Up to 200,000 people will cash in their pension next year, netting the Treasury an additional £1.6bn in tax, according to research from Hargreaves Lansdown.

      Professional Adviser | 28 Oct 2014 | 07:39

      RP poll: Should we be allowed to unwind annuities?

      In this week’s quick fire RP poll we asked: Do you agree with Steve Webb's proposal that those who have purchased annuities should have the opportunity to unwind them for a capital sum?

      Retirement Planner | 22 Oct 2014 | 16:58

      Will the masses be hooked on non-advised drawdown?

      Income drawdown looks set to grow rapidly as a result of Budget freedoms. Jenna Towler takes a look at the issues for those navigating this area without an adviser.

      Retirement Planner | 22 Oct 2014 | 15:08


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    Will the DWP’s ‘PensionsTube’ actually boost pension understanding?