Income

        700,000 retirees at 'high risk of making poor choices’ under pension freedoms - research

        Professional Adviser | 27 Nov 2014 | 11:32

        About 700,000 people reaching state pension age over the next ten to 15 years are at “high risk” of making poor decisions when accessing their retirement income, according to a Pensions Policy Institute (PPI) report.

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        tapper-henry-first-actuarial

        Why Labour is right to threaten a cap on drawdown fees

        Charge caps are unpalatable but necessary if the industry won't sort itself out, argues First Actuarial's Henry Tapper...

        Professional Adviser | 27 Nov 2014 | 01:21
        mark-polson

        Mark Polson: Dafties will be dafties, but we must trust retirees

        The suggestion of a pensions credit card has been branded 'irresponsible', but denying retirees the freedoms they're being promised is akin to denying a toddler a ball until they've proved they can play with it properly, writes Mark Polson.

        Professional Adviser | 23 Nov 2014 | 20:13

    Other Income articles

      gregg-mcclymont

      Govt must protect retirees from ‘rip off’ drawdown charges - Labour

      Labour has urged the government to ensure none of the 320,000 savers expected to take advantage of pension freedoms are exposed to “rip off charges”.

      Professional Adviser | 23 Nov 2014 | 18:31
      up-down-arrow

      Drawdown sales double in Q3 as annuity sales continue to slide - ABI

      Sales of drawdown contracts have more than doubled compared to the third quarter of last year while annuity purchases continue to fall, according to latest Association of British Insurers (ABI) statistics.

      Professional Adviser | 21 Nov 2014 | 14:14
      newspapers-and-glasses

      Catch up: Five retirement stories you might have missed

      Had a manic week? Here’s a rundown of five retirement stories you might have missed…

      Retirement Planner | 21 Nov 2014 | 10:10
      Prudential logo

      Prudential bond sales balance annuities drop-off

      Prudential has said a pick-up in bond sales helped negate a near 50% reduction in annuities new business in the first nine months of the year.

      Professional Adviser | 18 Nov 2014 | 09:43
      webb-steve-2012

      Government unveils 'PensionTube' to aid retirement understanding

      The government has launched an online hub within video sharing site YouTube in a bid to aid consumers' understanding of pensions.

      Professional Adviser | 17 Nov 2014 | 10:03
      alistair-wilson-zurich

      New wave: Advising consumer savvy retirees in the new pensions world

      Retirees with high consumer expectations will emerge post-April 2015, demanding a fresh approach from advisers, writes Alistair Wilson

      Professional Adviser | 14 Nov 2014 | 11:49
      arrows-on-blackboard

      Chaos theory: How to manage sequencing risk in a retirement portfolio

      Abraham Okusanya caused quite a stir among advisers after highlighting the dangers of sequence of return risk. In a follow-up, he examines potential solutions...

      Professional Adviser | 13 Nov 2014 | 12:26
      david-brooks

      Blog: The problem with pensions

      With the Budget freedoms raising concerns about what savers will do with their money, and the state pension still returning a 'paltry sum', David Brooks assesses potential solutions...

      Professional Adviser | 12 Nov 2014 | 12:07
      phil-loney-royal-london

      Ordinary retirees 'urgently need simplified advice' to cope with pension freedoms

      A workable and affordable simplified advice framework must urgently be established to ensure ‘ordinary savers’ properly benefit from next year’s pension freedoms, delegates heard.

      Professional Adviser | 10 Nov 2014 | 07:45
      just-retirement

      Just Retirement 59% annuity sales drop offset by boom in bulk business

      Sales of individual annuities at Just Retirement were down 59% compared to the same quarter last year, latest results show.

      Professional Adviser | 10 Nov 2014 | 07:44
      agency-innovation

      The Big Bang: Forecasting the future shape of retirement income

      Chancellor George Osborne’s radical changes to pensions are expected to usher in a new era of invention in the defined contribution (DC) space. While some fund managers are giving existing products a new spin, others are looking to assemble completely different solutions, finds Lynn Strongin Dodds...

      Professional Adviser | 07 Nov 2014 | 20:51
      extra-extra2

      Catch up: Five pensions stories you might have missed

      In this week's Retirement Planner news round-up we highlight five key stories you might have missed over the past seven days.

      Retirement Planner | 05 Nov 2014 | 16:21
      tiller-david

      Massive drawdown demand to cause ‘capacity crunch’ – Standard Life

      Demand for drawdown is likely to increase by a factor of five when retirement freedoms kick-in, causing a market ‘capacity crunch’, Standard Life has warned.

      Professional Adviser | 05 Nov 2014 | 10:27
      legal-general-logo

      L&G takes 61% post-Budget annuity sales hit; offset by ‘record’ bulk deals

      Legal & General (L&G) has reported record bulk annuity numbers which it said had “more than offset” a 61% drop in sales of traditional annuity policies since the Budget reforms were announced.

      Professional Adviser | 04 Nov 2014 | 07:47
      arrows

      Subdued annuity sales rebound 10% in Sept - research

      Demand for annuities climbed 10.5% in September despite tumbling rates, analysis from IRESS has found.

      Professional Adviser | 04 Nov 2014 | 07:42
      mark-wood

      The comeback kid: Why annuities aren't finished yet

      Mark Wood, chief executive of JLT Employee Benefits, predicts annuities will make a comeback and equity release will surge, but retirees will not be better off after the pensions revolution...

      Professional Adviser | 03 Nov 2014 | 11:02
      tom-mcphail

      Treasury to net £1.6bn extra tax when pension freedoms kick in - Hargreaves

      Up to 200,000 people will cash in their pension next year, netting the Treasury an additional £1.6bn in tax, according to research from Hargreaves Lansdown.

      Professional Adviser | 28 Oct 2014 | 07:39

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