‘An accident waiting to happen’: Why drawdown retirees need more than guidance

        Professional Adviser | 02 Oct 2014 | 10:41

        Is the guidance guarantee enough when it comes to drawdown? Austin Broad thinks not…


        Blog: ‘Put simply drawdown is not the right solution for everyone’

        George Osborne’s latest pensions taxation policy equates to ‘a mighty big shove into drawdown’, writes Rachel Vahey…

        Professional Adviser | 01 Oct 2014 | 10:32
        George Osborne delivers budget in 2014

        Annuities dealt another blow by Osborne’s pension ‘death tax’ cut

        The Chancellor’s pension revolution continued as he scrapped the 55% ‘death tax’ at the Tory Party conference, handing drawdown another advantage over annuities. Jenna Towler gauges industry reaction…

        Professional Adviser | 29 Sep 2014 | 15:33

    Other Income articles


      One in eight over-50s targeted by liberation fraudsters

      One in eight people aged over 50 has been approached by fraudsters offering early access to their pension pot, according to research from Fidelity Worldwide Investment.

      Professional Adviser | 29 Sep 2014 | 13:32

      TPAS issues pension scam warning as fraud activity increases

      The fallout for victims of pension scams will be greater than expected due to under reporting, according to the Pensions Advisory Service (TPAS).

      Professional Adviser | 25 Sep 2014 | 08:01

      Govt should stump up cash for guidance guarantee’s first year – MGM Advantage

      The government should pay for the guidance guarantee’s first year of operation instead of charging the industry through a levy, according to MGM Advantage.

      Professional Adviser | 22 Sep 2014 | 10:40

      Pensions passport must replace wake-up packs - Hargreaves

      Wake-up packs for people approaching retirement should be scrapped in favour of a simple pensions passport to help make it easier to shop around, Hargreaves Lansdown has said.

      Professional Adviser | 22 Sep 2014 | 10:18

      Just Retirement profits buoyant despite ‘weak’ annuity sales

      Just Retirement has posted full year underlying pre-tax operating profits of £97m, 3% lower than last year.

      Professional Adviser | 18 Sep 2014 | 10:14

      Case Study: Post Budget advice

      In this case study David Trenner looks at some of the advice issues brought up by the Budget.

      Retirement Planner | 17 Sep 2014 | 09:59

      A second line of defence: Is the guidance guarantee enough?

      Stephen Lowe looks at the post-Budget retirement landscape and asks if the guidance guarantee is enough.

      Retirement Planner | 17 Sep 2014 | 09:53

      Adding value to post-Budget retirement decisions

      Vince Smith-Hughes looks at the challenges and opportunities for advisers in the post-Budget environment

      Retirement Planner | 17 Sep 2014 | 09:34

      Deferring state pensions: Weighing up the options

      Should retirees defer their state pension? For some, it might significantly boost their retirement income levels. Fiona Murphy finds out what pension experts think

      Retirement Planner | 17 Sep 2014 | 09:21

      Over-55s to splurge £3bn pension cash on ‘cars and kitchens’

      The Chancellor’s pension reforms will see over-55s take out a total of about £5bn from their pension pots after the rules change in April next year, an actuarial firm predicts.

      Professional Adviser | 15 Sep 2014 | 07:41
      Association of British Insurers logo

      Drawdown sales shoot up post-Budget as annuity deals drop by a third

      Almost 9,500 income drawdown contracts were written in the second quarter of the year, with the mean pot size dropping to just over £50,000, latest figures from the Association of British Insurers (ABI) show.

      Professional Adviser | 11 Sep 2014 | 10:25

      Widows chief: Pensions industry close to breaking point after Budget

      Toby Strauss, the chief executive of Scottish Widows, has said the pensions industry is in danger of "breaching its capacity to cope" following the far-reaching changes announced at Budget 2014, unless it is afforded some breathing space by policymakers.

      Professional Adviser | 08 Sep 2014 | 07:48

      TPAS reveals five-step retirement 'guidance' process

      The Pensions Advisory Service (TPAS) - one of the bodies tasked by the government with delivering free and independent guidance on retirees' options - has outlined its plans for how it would be done.

      Professional Adviser | 04 Sep 2014 | 13:30
      Citizens advice bureau sign

      Citizens Advice: Guidance guarantee not a one-off event

      The guidance guarantee should be delivered as a process with various touch points not a one-off token conversation, the chief executive of the Citizens Advice Bureau has said.

      Professional Adviser | 04 Sep 2014 | 07:53

      Shoring up the defences: protecting savers’ retirement pots

      Stephen Lowe takes a look at the recent Budget changes and highlights the need for more customer protection.

      Retirement Planner | 01 Sep 2014 | 16:12

      Two thirds of retirees to stay in employment - survey

      Two thirds of employees approaching retirement are planning to stay in either paid or unpaid work once they retire from their full-time jobs, a survey suggests.

      Professional Adviser | 29 Aug 2014 | 07:33

      Is retirement reform heading in the right direction?

      Many people look to the US and Australia as models of DC best practice. However, are we right to follow their lead when it comes to auto-enrolment? Helen Morrissey takes a closer look.

      Retirement Planner | 27 Aug 2014 | 15:49


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    Is the abolition of the 55% pensions death tax a further nail in the coffin of the annuity market?