Income

        SIPP rebirth: The most flexible pension product ever?

        Professional Adviser | 27 Feb 2015 | 10:32

        Will pensions freedom make SIPPs the most flexible pension product ever? Jeff Steedman certainly thinks so…

        jeff-steedman
        advice1

        DB transfer advice: Is it worth the reputational risk?

        DB transfers can come at a cost to clients and advisers, so how should the industry deal with the predicted increase in demand following the introduction of pensions freedom? Nicola Brittain finds out…

        Professional Adviser | 27 Feb 2015 | 10:26
        neilmacgillivrayjamesh

        Advisers refusing DB transfers 'expose clients to fraud risk'

        Clients looking to transfer out of defined benefit (DB) pension schemes could struggle to find willing advisers and providers to facilitate the shift, leaving them at greater risk of falling victim to fraudsters, Neil MacGillivray has warned.

        Professional Adviser | 27 Feb 2015 | 09:13

    Other Income articles

      michael-johnson

      ‘Pensions are finished’: Michael Johnson calls time on traditional retirement product

      The Budget reform package coupled with generation Y’s complete disengagement from traditional retirement saving has effectively killed pensions in their current form, according to Michael Johnson.

      Professional Adviser | 25 Feb 2015 | 16:15
      jeff-steedman

      Second-hand SIPPs: How to switch provider

      Switching SIPP providers can be a tricky prospect for advisers. Here Jeff Steedman outlines the process and shares his market insights...

      Professional Adviser | 25 Feb 2015 | 16:04
      simon-chinnery

      Default option: Why advisers should get to grips with workplace DC

      Client assets could be sitting in inefficient workplace pension default funds. Simon Chinnery explains why advisers should get involved with corporate DC

      Professional Adviser | 25 Feb 2015 | 15:55
      stephen-lowe

      Just Retirement unveils post-pensions freedom ‘mix and match’ products

      Just Retirement is to launch a set of products aimed at Middle Britain retirees offering ‘mix and match’ options for retirement income.

      Professional Adviser | 25 Feb 2015 | 07:00
      rp-edit

      Video: Rebooting Retirement Income

      Prudential head of business development Vince Smith-Hughes discusses the consequences of pensions freedom and changes to death benefits

      Professional Adviser | 24 Feb 2015 | 15:17 | video
      davies-greg

      Emotionally appealing: The real factors influencing retirement decisions

      Pensions freedom gives retirees complete control over their retirement income options. But have policymakers factored in the emotional side of decision-making? Jenna Towler finds out

      Professional Adviser | 24 Feb 2015 | 12:27
      neilmacgillivrayjamesh

      Rewriting the rules on retirement planning

      Pensions are now just one part of the retirement income puzzle. And it’s up to advisers to re-educate their HNW clients, writes Neil MacGillivray

      Professional Adviser | 24 Feb 2015 | 12:07
      cracknell-michelle-tpas

      TPAS' Michelle Cracknell talks guidance and advice

      TPAS chief executive Michelle Cracknell talks to Jenna Towler about the mammoth changes to retirement income, what it means for advisers and the threat of pension liberation

      Professional Adviser | 24 Feb 2015 | 11:52
      mallon-ciaran2

      Fourth Invesco Perpetual fund to exit UK Equity Income sector

      Invesco Perpetual’s £600m Income & Growth fund is to move out of the Investment Association’s UK Equity Income sector after failing to meet the trade body’s yield requirements.

      Professional Adviser | 24 Feb 2015 | 08:52
      rodney-cook

      Just Retirement DB sales offset individual annuities decline

      Just Retirement has reported annuity sales almost in line with its pre-Budget numbers, thanks in part to strong defined benefit (DB) sales in the second half of last year.

      Professional Adviser | 24 Feb 2015 | 08:34
      rp-adviserissues

      Most over-55s undecided on retirement route - poll

      More than three quarters of people nearing retirement do not yet know which route they will take to fund later life, according to research.

      Professional Adviser | 23 Feb 2015 | 07:50
      A normal retirement age

      Probability and the 4% rule: How to ensure your clients retire 'safely'

      All debate about the value financial planners add for clients should have ended the moment the first helped ensure a retiree client wouldn't run out of money before they ran out of time. But doing so isn't a straightforward task, as Abraham Okusanya explains...

      Professional Adviser | 18 Feb 2015 | 14:18
      tom-mcphail

      Hargreaves Lansdown reveals low-cost drawdown plan ahead of 6 April

      Hargreaves Lansdown has unveiled its low-cost drawdown plan ahead of 6 April which has no set-up fees or income withdrawal charges.

      Professional Adviser | 18 Feb 2015 | 07:58
      complaint

      Savers face 'complaints gap' on pensions guidance

      Retirees will have little comeback if they receive poor guidance outside of the Treasury’s Pension Wise service, lawyers have warned.

      Professional Adviser | 17 Feb 2015 | 08:02
      A selection of newspapers

      Three things clients may call you about this week

      Professional Adviser's weekly round-up of the articles that may have caught your clients' attention over the weekend...

      Professional Adviser | 16 Feb 2015 | 08:32
      matthew connell

      Lifetime cap to bite young savers, research

      The £1.25m lifetime cap on tax free pension savings will affect workers who retire on anything from £20,000 a year, meaning those who start to save early could face tax charges of 55% when they retire, according to new research.

      Professional Adviser | 16 Feb 2015 | 07:35
      dpp-adrianwalker-012

      Old Mutual Wealth to launch flexi-access drawdown ahead of pensions freedom

      Old Mutual Wealth is to launch a flexi-access drawdown facility on its Collective Retirement Account ahead of pensions freedom on 6 April.

      Professional Adviser | 11 Feb 2015 | 10:08

Poll

    Should non-advised retirees cashing in their pension pots be given a 30 day cooling-off period?