Should capped drawdown really be shelved?

        Professional Adviser | 25 Jul 2014 | 17:10

        The changes announced in the 2014 Budget hailed the end of capped drawdown for all. But Claire Trott asks is it really the right move?

        Airport delays

        The big three: Factors to consider when putting off an annuity purchase

        MGM Advantage’s Andrew Tully talks advisers through the ‘known unknowns’ when postponing buying an annuity for clients...

        Professional Adviser | 25 Jul 2014 | 15:53

        Blog: The need for specialist retirement advice has never been greater

        The guidance guarantee is a good first step but regulated advice is key for retirees of all shapes and sizes, writes David Trenner...

        Professional Adviser | 25 Jul 2014 | 15:06

    Other Income articles


      Advisers report surge in demand for ‘blended’ retirement products

      Three quarters of advisers say clients are considering blended pension solutions as a result of the Budget retirement income reforms, according to a poll from LV=.

      Professional Adviser | 25 Jul 2014 | 10:54

      Annuities to ‘rebound’ to over £10bn by 2023 - research

      Annuities will continue to be a substantial part of the at-retirement market in ten years’ time, albeit with a smaller market share, research by Towers Watson suggests.

      Professional Adviser | 25 Jul 2014 | 07:59

      'Confident' TPAS defies pensions guidance doubters

      The Pensions Advisory Service (TPAS) and Money Advice Service (MAS) have hit back at critics of their involvement in delivering the government's pensions 'guidance guarantee', saying they are confident they can scale up to meet demand.

      Professional Adviser | 24 Jul 2014 | 12:53

      Third of annuity-happy advisers 'now recommending drawdown'

      More than a third of advisers who would have recommended annuities prior to the pension freedoms announced at Budget 2014 are now suggesting drawdown options for some clients, research suggests.

      Professional Adviser | 24 Jul 2014 | 10:54

      DB members will struggle to access advice for DC transfers

      Retirees could find it difficult to access regulated financial advice when considering defined benefit (DB) to defined contribution (DC) transfers, according to Punter Southall.

      Retirement Planner | 22 Jul 2014 | 15:40

      Government halves state pension deferral boost

      The government has slashed the incremental increase to the state pension offered to workers who delay their retirement.

      Professional Adviser | 22 Jul 2014 | 14:24

      From the editor: A big unanswered question for pensions 'guidance'

      It has been one of the big unanswered questions as plans for a catch-all, free retirement guidance service have developed: What if they get it wrong?

      Professional Adviser | 22 Jul 2014 | 13:17

      Industry: TPAS and MAS will struggle to deliver guidance guarantee

      The Pensions Advisory Service (TPAS) and the Money Advice Service (MAS) will struggle to cope with the scale and speed of meeting the guidance guarantee, industry figures say.

      Professional Adviser | 22 Jul 2014 | 13:16

      To wait or not to wait: Should clients defer buying an annuity?

      It is a question many advisers are facing when considering clients' impending at-retirement choices in the wake of the pension freedoms unveiled at Budget 2014. So what are advisers recommending?

      Professional Adviser | 22 Jul 2014 | 10:03

      'A positive step': Advisers' relief at provider absence from retirement 'guidance'

      Advisers have expressed their relief that the government's promised free at-retirement guidance will not be delivered by providers, but reservations remain over the likely involvement of the Money Advice Service (MAS).

      Professional Adviser | 22 Jul 2014 | 07:42

      Tyrie writes to Chancellor over MAS role in pensions 'guidance'

      The proposed role of the Money Advice Service (MAS) in delivering financial guidance to thousands of retirees is "concerning", according to Treasury Select Committee (TSC) chairman Andrew Tyrie.

      Professional Adviser | 21 Jul 2014 | 15:37

      At-retirement innovation targeted with tax tweaks

      HM Treasury is set to change tax rules in a bid to help providers develop new retirement income products that better meet the evolving needs of members.

      Retirement Planner | 21 Jul 2014 | 14:31

      DB-DC transfers: The challenges

      Helen Morrissey looks at the implications of the Treasury announcement on transfers.

      Retirement Planner | 21 Jul 2014 | 14:30

      Advisers could pay third of retirement 'guidance' costs

      Financial advisers could pay a larger share of the costs for delivering the government's ‘guidance guarantee' than pension providers.

      Professional Adviser | 21 Jul 2014 | 13:35

      The 12 rules retirement 'guidance' partners must obey

      The Financial Conduct Authority (FCA) has set out the standards providers of the government's pledged free retirement guidance must meet.

      Professional Adviser | 21 Jul 2014 | 12:24

      Compulsory advice on DB to DC transfers move welcomed

      Stakeholders have welcomed the government's decision to mandate regulated advice for those seeking to transfer out of a private sector defined benefit (DB) pension scheme.

      Professional Adviser | 21 Jul 2014 | 10:28

      Webb gives clearest hint yet of retirement ‘guidance' model

      Pensions minister Steve Webb has given the clearest indication yet of the make-up of the government's retirement ‘guidance guarantee', which will include a clear "hand off" to full advice for those who need it.

      Professional Adviser | 18 Jul 2014 | 11:48



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