Shoring up the defences: protecting savers’ retirement pots

        Retirement Planner | 01 Sep 2014 | 16:12

        Stephen Lowe takes a look at the recent Budget changes and highlights the need for more customer protection.


        Two thirds of retirees to stay in employment - survey

        Two thirds of employees approaching retirement are planning to stay in either paid or unpaid work once they retire from their full-time jobs, a survey suggests.

        Professional Adviser | 29 Aug 2014 | 07:33

        Is retirement reform heading in the right direction?

        Many people look to the US and Australia as models of DC best practice. However, are we right to follow their lead when it comes to auto-enrolment? Helen Morrissey takes a closer look.

        Retirement Planner | 27 Aug 2014 | 15:49

    Other Income articles


      Can the UK lead the world in retirement income?

      When looking at how to improve the UK’s pension system we often look to systems such as those in the US and Australia for inspiration.

      Retirement Planner | 27 Aug 2014 | 15:43
      George Osborne in front of a graph

      Satisfaction guaranteed? Post-Budget pension pot investing

      The choice between drawdown and annuity purchase has been opened up by the Budget changes. Jenna Towler finds out how the retirement investment market might develop...

      Professional Adviser | 26 Aug 2014 | 12:36

      To defer or not to defer; the state pension dilemma

      As more individuals choose to work beyond the state pension age, Andy James weighs up the options for those approaching retirement.

      Professional Adviser | 26 Aug 2014 | 12:35
      Three businesspeople meet and shake hands

      Barnett Waddingham deal nudges SIPP assets over £1bn

      Pensions firm Barnett Waddingham has bought Harsant Services' 2,700-strong self-invested personal pension (SIPP) book for an undisclosed sum.

      Professional Adviser | 26 Aug 2014 | 10:14

      FSCS: 'Medium' risk of interim levy due to SIPP claims

      There is a medium risk of an interim levy on life and pensions advisers from the Financial Services Compensation Scheme (FSCS) due to the volume of claims against self invested personal pension (SIPP) providers, it has said.

      Professional Adviser | 22 Aug 2014 | 11:19

      Phoenix Group profits up to £266m after Ignis sale

      Operating profits at Phoenix Group increased to £266m in the first half of the year compared to £186m for the same period in 2013, latest results show.

      Professional Adviser | 21 Aug 2014 | 07:44

      Blog: Why DB transfers always warrant independent advice

      From April next year DB transfers will be subject to mandatory financial advice. But David Trenner thinks trustees should insist on it immediately.

      Professional Adviser | 20 Aug 2014 | 14:44
      Money down drain

      Annuities: Is the grass greener?

      Fiona Murphy says although annuity sales have slumped, new research shows they can still represent fair value for money.

      Retirement Planner | 19 Aug 2014 | 11:53

      It’s retirement, but not as we know it

      Nick Elphick asks whether the general public understands what the recent Budget changes mean for them and whether we need a different approach to financial education.

      Retirement Planner | 19 Aug 2014 | 11:01
      Chancellor George Osborne presenting the 2013 Budget in the traditional red box

      Investment advisers fear rash of ‘inappropriate products’ post-Budget

      Four out of five investment advisers are concerned that inappropriate products are being rushed to market to take advantage of changes announced in the Budget, research has found.

      Professional Adviser | 18 Aug 2014 | 15:51

      Gulf between best and worst annuity rates 'still growing'

      The average gap between the best and worst annuity rates is almost 35%, according to analysis of official market figures by Hargreaves Lansdown.

      Professional Adviser | 18 Aug 2014 | 14:03
      Standard Life group FD Jackie Hunt is number 47 on 2011 Power List

      Prudential plans UK platform push as part of £100m expansion

      Prudential is planning to move into the platform space as part of a drive to diversify its business, the company has told analysts.

      Professional Adviser | 18 Aug 2014 | 11:55

      Armchair Critic: Why we need to rethink what 'retirement' means

      Most of our ideas about retirement need to be… retired, writes Brendan Llewellyn.

      Professional Adviser | 18 Aug 2014 | 10:11

      London & Colonial launches ‘cash-out’ annuity

      London & Colonial (L&C) has launched an annuity contract with a ‘cash-out’ option, which it claims is the first of its kind on the market.

      Professional Adviser | 14 Aug 2014 | 09:59

      Partnership and Rothschild in £150m commercial mortgage tie up

      Annuity provider Partnership has signed an investment management agreement with Rothschild to invest £150m in commercial mortgages as it announced a significant fall in annuity sales.

      Professional Adviser | 14 Aug 2014 | 09:08

      Royal London launches Annuity Bureau service

      Royal London has launched an annuity shopping around service to assist customers looking to buy a guaranteed income for life at the best rates.

      Professional Adviser | 13 Aug 2014 | 14:15
      George Osborne delivers budget in 2014

      Govt's pensions 'guidance' not enough, says St James's Place

      Government plans to offer independent guidance to all retirees do not go far enough because retirement needs are too complex, argues St James's Place (SJP).

      Professional Adviser | 13 Aug 2014 | 10:31


Job of the week


    Bower Retirement Services has announced plans to double its adviser force. How do you expect the equity release market to develop?