Blog: Why DB transfers always warrant independent advice

        Professional Adviser | 20 Aug 2014 | 14:44

        From April next year DB transfers will be subject to mandatory financial advice. But David Trenner thinks trustees should insist on it immediately.

        Money down drain

        Annuities: Is the grass greener?

        Fiona Murphy says although annuity sales have slumped, new research shows they can still represent fair value for money.

        Retirement Planner | 19 Aug 2014 | 11:53

        It’s retirement, but not as we know it

        Nick Elphick asks whether the general public understands what the recent Budget changes mean for them and whether we need a different approach to financial education.

        Retirement Planner | 19 Aug 2014 | 11:01

    Other Income articles

      Chancellor George Osborne presenting the 2013 Budget in the traditional red box

      Investment advisers fear rash of ‘inappropriate products’ post-Budget

      Four out of five investment advisers are concerned that inappropriate products are being rushed to market to take advantage of changes announced in the Budget, research has found.

      Professional Adviser | 18 Aug 2014 | 15:51

      Gulf between best and worst annuity rates 'still growing'

      The average gap between the best and worst annuity rates is almost 35%, according to analysis of official market figures by Hargreaves Lansdown.

      Professional Adviser | 18 Aug 2014 | 14:03
      Standard Life group FD Jackie Hunt is number 47 on 2011 Power List

      Prudential plans UK platform push as part of £100m expansion

      Prudential is planning to move into the platform space as part of a drive to diversify its business, the company has told analysts.

      Professional Adviser | 18 Aug 2014 | 11:55

      Armchair Critic: Why we need to rethink what 'retirement' means

      Most of our ideas about retirement need to be… retired, writes Brendan Llewellyn.

      Professional Adviser | 18 Aug 2014 | 10:11

      London & Colonial launches ‘cash-out’ annuity

      London & Colonial (L&C) has launched an annuity contract with a ‘cash-out’ option, which it claims is the first of its kind on the market.

      Professional Adviser | 14 Aug 2014 | 09:59

      Partnership and Rothschild in £150m commercial mortgage tie up

      Annuity provider Partnership has signed an investment management agreement with Rothschild to invest £150m in commercial mortgages as it announced a significant fall in annuity sales.

      Professional Adviser | 14 Aug 2014 | 09:08

      Royal London launches Annuity Bureau service

      Royal London has launched an annuity shopping around service to assist customers looking to buy a guaranteed income for life at the best rates.

      Professional Adviser | 13 Aug 2014 | 14:15
      George Osborne delivers budget in 2014

      Govt's pensions 'guidance' not enough, says St James's Place

      Government plans to offer independent guidance to all retirees do not go far enough because retirement needs are too complex, argues St James's Place (SJP).

      Professional Adviser | 13 Aug 2014 | 10:31

      Pension schemes 'to go beyond' guidance guarantee minimum

      Most pensions schemes plan to offer members more help at retirement than is proposed under the government's guidance guarantee, according to a consultant.

      Professional Adviser | 13 Aug 2014 | 07:34

      What would you do? A case study in pension planning

      If a client came to you in this situation how would you deal with them? David Trenner sets the case study and provides a model answer.

      Retirement Planner | 12 Aug 2014 | 15:31

      Where are the Budget blind spots?

      The flexibility unveiled in the last Budget has piqued everyone’s interest. But there are important caveats, according to Alan Higham

      Retirement Planner | 12 Aug 2014 | 15:30

      Revealed: What advisers told the Treasury about pensions 'guidance'

      Professional Adviser has dug out advisers' responses to the government's consultation on retirement 'guidance'. What did your peers suggest?

      Professional Adviser | 12 Aug 2014 | 12:20
      Tidjane Thiam

      Prudential posts profit rise despite 43% annuity slump

      Insurer Prudential's UK life business has posted a 10% rise in operating profits as sales switched from annuities to income drawdown, its interim results have shown.

      Professional Adviser | 12 Aug 2014 | 12:07

      Carte blanche: How advisers would deliver the guidance guarantee

      The Money Advice Service will play a crucial role in delivering the government’s guidance guarantee. But, as Jenna Towler finds out, advisers have their own ideas on how it could be delivered...

      Professional Adviser | 08 Aug 2014 | 15:10

      Half of defined contribution savers unhappy with pension schemes - research

      The majority of pension savers in defined contribution (DC) schemes are not satisfied with their plans, according to research.

      Professional Adviser | 08 Aug 2014 | 13:25

      DWP warns 12m people still not saving enough for retirement

      Just under 12m people in the UK are still not saving enough money to fund an adequate retirement income, according to research from the Department for Work and Pensions (DWP).

      Professional Adviser | 08 Aug 2014 | 08:05
      George Osborne delivers budget in 2014

      Tax take on Budget reforms to net Treasury £4bn

      The Treasury expects to net an extra £3.9bn between 2015 and 2020 as a result of tax reforms designed to facilitate the Budget freedoms.

      Professional Adviser | 08 Aug 2014 | 07:45



    Do we need a rethink on the word retirement?