Malcolm McClean questions whether we really need the complex tapered annual allowance, lifetime allowance and money purchase annual allowance at all
Pensions can be complex and difficult to understand. But then they are not alone. The tax rules suffer from the same complaint. So, put them together and what have you got? In many instances, I regret...
Group income protection
Nine in 10 do not have income protection
Set to become part of Single Financial Guidance Body
Also plan to scrap NI on contributions