Kate Brookes, IFA at Jones Hill, said she is feeling positive about the future after failing to hit a much anticipated "brick wall" on 1 January.
The New Year brought the long-awaited final implementation of the Retail Distribution Review (RDR), and with it a ban on commission payments for new business written after 1 January, as well as a demand that advisers meet QCF Level 4 qualifications.
Despite these demands, Brookes said business is good, and the changes haven't really made a difference to clients.
"We didn't hit a brick wall on 1 January and I'm feeling really positive about the New Year.
"We have a new client proposition where we offer different service levels, with some clients just wanting transactional services.
"Then we have levels up to high net worth where we offer two valuations and reports per year, quarterly economic and investment reports, and regular rebalancing, which works well."
Brookes said she thinks client agreed remuneration will make fee discussions easier, not harder.
"I think [fees] are going to make it much easier to gauge what clients want."
Jones Hill will be staying independent, which has increased the demands on the firm to prove its status, Brookes said.
"Now we have to sit tests on unregulated collective investment schemes (UCIS), on structured capital-at-risk products (SCARPs), we have to prove we have knowledge of everything to the Financial Services Authority (FSA), even if it's only to discount it."
"We do a lot of discounting. We don't do UCIS, we won't touch it with a barge-pole, it's just not worth the hassle. We spend a lot of time unravelling clients from esoteric investments, especially within self-invested personal pensions (SIPPs)."
Brookes said she hopes to do a lot more work with women, and with advice around divorce this year.
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