The number of critical illness (CI) claims declined due to non-disclosure at insurer Zurich dropped significantly in 2008 compared with the previous two years.
According to figures released today, only 0.4% of claims were turned away last year compared with 3% in 2006 and the same figure in 2007.
Across the board, the number of claims paid in total increased for the third consecutive year, with 746 paid in 2008, 710 in 2007 and 702 in 2006. The total amount paid out also increased, from £49.6m in 2007 to £58.5m last year.
In 2008, Zurich declined 9% of claims - mostly due to the definition not being met - compared to an overall decline rate of 12% the previous year.
"We have a long tradition of paying valid claims quickly," says Zurich UK underwriting and claims director Phil Brown. "That is what we are here to do.
"We understand how important it is for consumers to be able to turn to their insurer in their hour of need and have the peace of mind from knowing that their claim is being dealt with as efficiently as possible."
Cancer remains the most common condition with 53 % of total CI claims paid in 2008, followed by heart attack, whilst multiple sclerosis was the third most common condition, replacing strokes.IFAonline
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