Regulation

        To defer or not to defer; the state pension dilemma

        Professional Adviser | 26 Aug 2014 | 12:35

        As more individuals choose to work beyond the state pension age, Andy James weighs up the options for those approaching retirement.

        andy-james-towry
        fscs-1

        FSCS: 'Medium' risk of interim levy due to SIPP claims

        There is a medium risk of an interim levy on life and pensions advisers from the Financial Services Compensation Scheme (FSCS) due to the volume of claims against self invested personal pension (SIPP) providers, it has said.

        Professional Adviser | 22 Aug 2014 | 11:19
        pension-liberation

        Pensions Ombudsman announces further delays to liberation decisions

        The Pensions Ombudsman has announced delays to its decision on upwards of 84 complaints related to suspected liberation fraud, claiming it is "not yet in a position to publish" conclusions.

        Professional Adviser | 21 Aug 2014 | 16:19

    Other Regulation articles

      fca

      FCA calls for examples of retrospective regulation

      The Financial Conduct Authority (FCA) is seeking examples of occasions the industry suspects it may have applied its rules after the fact with the benefit of hindsight.

      Professional Adviser | 21 Aug 2014 | 14:14
      sterling-coin-note

      HSBC advisers took 15% commission for SIPP set ups

      The scale of commissions taken by HSBC bank advisers for one-off pension transfer work has been revealed in a judgement delivered by the Financial Ombudsman Service (FOS).

      Professional Adviser | 19 Aug 2014 | 07:56
      FSCS

      Keydata claims another adviser as 28 firms declared in default

      Another Keydata adviser has been declared in default by the Financial Services Compensation scheme (FSCS), as it published a new list of 28 advice firms unable to meet claims against them.

      Professional Adviser | 14 Aug 2014 | 12:09
      counsell-charles-tpr

      Auto-enrolment hits four million milestone

      More than four million employees have now been automatically enrolled in a workplace pension, according to The Pensions Regulator (TPR).

      Professional Adviser | 14 Aug 2014 | 11:04
      letter

      Revealed: What advisers told the Treasury about pensions 'guidance'

      Professional Adviser has dug out advisers' responses to the government's consultation on retirement 'guidance'. What did your peers suggest?

      Professional Adviser | 12 Aug 2014 | 12:20
      Maggie Craig

      Ex-ABI director steps up to interim head of FCA department

      Former director of the Association of British Insurers (ABI) Maggie Craig has been appointed as the Financial Conduct Authority's (FCA) interim head of savings, investments and distribution.

      Professional Adviser | 11 Aug 2014 | 11:41
      Money down drain

      SIPP fees could shoot up 30% under cap ad rules, provider warns

      The cost of investing through self-invested personal pension (SIPP) wrappers will increase after new capital adequacy rules come into force, a provider has warned.

      Professional Adviser | 07 Aug 2014 | 12:26
      greg-kingston-new

      SIPPs: Provider hits out over FCA commercial property call

      All UK commercial property should be classed as a non-standard asset in a self-invested personal pension (SIPP) due to the uncertainty that exists around transfers, according to Suffolk Life.

      Professional Adviser | 04 Aug 2014 | 12:23
      nickpoyntz-wright

      FCA: Commercial property in SIPPs is 'standard asset'

      The Financial Conduct Authority (FCA) has added UK commercial property as a 'standard asset' eligible to be held within self-invested personal pensions (SIPPs), as it confirmed operators will have to hold a minimum of £20,000 under finalised capital adequacy rules.

      Professional Adviser | 04 Aug 2014 | 11:25
      counsell-charles-tpr

      Pensions regulator flexes auto-enrolment muscle 23 times

      The Pensions Regulator (TPR) used its formal powers to ensure employers comply with their automatic enrolment duties on 23 separate occasions up to the end of June this year.

      Professional Adviser | 01 Aug 2014 | 15:12
      toby-strauss

      DWP charge cap hits Lloyds' pension profits

      Life and pensions underlying profits at Lloyds Banking Group were down 18% to £461m in the first half of the year, latest results show.

      Professional Adviser | 31 Jul 2014 | 08:13
      kay-ingram-lebc-group

      Guidance guarantee plans not good enough, LEBC warns

      The guidance guarantee, if delivered as planned, will do little more than deter people from “doing stupid things” with their pension pots – it will not help them plan for their retirement, according to LEBC.

      Professional Adviser | 30 Jul 2014 | 07:58
      FSCS

      FSCS 'expects' more IFA failures from SIPP investigations

      The Financial Services Compensation Scheme (FSCS) said it expects the number of advisory businesses declared in default as a result of its investigations into self-invested personal pension (SIPP) advice to rise above the current four.

      Professional Adviser | 29 Jul 2014 | 09:00
      money-bag-collateral-waters-july2014

      Should capped drawdown really be shelved?

      The changes announced in the 2014 Budget hailed the end of capped drawdown for all. But Claire Trott asks is it really the right move?

      Professional Adviser | 25 Jul 2014 | 17:10
      Airport delays

      The big three: Factors to consider when putting off an annuity purchase

      MGM Advantage’s Andrew Tully talks advisers through the ‘known unknowns’ when postponing buying an annuity for clients...

      Professional Adviser | 25 Jul 2014 | 15:53
      face-of-retirement

      Blog: The need for specialist retirement advice has never been greater

      The guidance guarantee is a good first step but regulated advice is key for retirees of all shapes and sizes, writes David Trenner...

      Professional Adviser | 25 Jul 2014 | 15:06
      foslogo

      Lawyer declares Berkeley Burke ruling a ‘game changer' for SIPP providers

      Self-invested personal pension (SIPP) providers "must feel very nervous" today, according to a law firm, after the Financial Ombudsman Service (FOS) made a "game changer" of a decision against Berkeley Burke SIPP Administration.

      Professional Adviser | 25 Jul 2014 | 14:03

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