ABI unveils TPD name and definitions

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Total and permanent disability (TPD) could soon be re-named irreversible life-changing disability if proposals from the Association of British Insurers are accepted.

Five new definitions for the subject will also be consulted on, while the definitions on four other illnesses have been amended and adopted. The process is part of the final consultation paper in the review of the critical illness (CI) statement of best practice. The five proposed definitions to come under the new irreversible life-changing disability title are: unable to do your own occupation ever again; unable to do a suited occupation ever again; unable to do any occupation at all ever again; unable to do three specified work tasks ever again; and unable to look af...

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