Five things your clients will call you about this week

Author: Rahul Odedra
IFAonline | 19 Mar 2012 | 09:15

Categories: Economics / Markets| Investment| ISAs| US| Structured Products| Absolute Returns

Topics: FSA| absolute return funds| structured products| global funds| Technology| ISA| Retirement| US

Phone call

It's our round-up of the stories your clients may have read in the national newspapers over the weekend...

A 'golden' retirement

With the end of final-salary schemes, falling annuities and inflation, it can be easy to be pessimistic about retirement income but, as the Independent on Sunday explained, some careful planning can still go a long way.

Making the most of ISA allowance, exploring SIPPs and taking advantage of workplance pension schemes were all touted as ways of setting up a "golden retirement".

Readers were also encouraged to look into peer-to-peer lending, although there was a reminder that there is no FSCS protection in this area.

Toxic products

In the wake of recent warnings from the FSA, the Telegraph gave a rundown of ‘toxic' products consumers might want to be wary of. Among them were absolute return funds, structured products and unregulated investments, all of which it said had been mis-sold in some cases.

Also coming under scrutiny was income drawdown, which was described as being "far more risky than a traditional annuity".

Global equity income funds

The Mail on Sunday ran an extensive piece on global equity income funds. Among the funds mentioned were the JPMorgan US Equity Income, M&G Global Dividend and Newton Asian Income.

US tech

It has been almost impossible to avoid news about the rocketing valuations and share prices of technology firms in the US and the Guardian took a closer look at how investors can make the most of the current boom.

According to the paper, funds investing in North America or technology have dominated the performance tables in recent months, outgunning emerging markets.

Options for investors included the Henderson Technology Investment Trust, GLG Technology and Legg Mason US Smaller Companies.

Pensions v ISAs

With mixed messages coming from all sides, it is understandable why investors may be confused as to whether they should be putting their money into a pension or ISA.

The Independent on Sunday had a stab at the issue, recognising the declining contributions into personal pensions and increasing popularity of ISAs.

While the latter provides flexibility and better access, there was a reminder that pensions have plenty of tax advantages.

More economics / markets news

Related briefings

Recommended reading



  • Comments
  • Print
  • RSS
  • Share
blog comments powered by Disqus

Related articles

Most Read

Audio / Visual

Coffee Lounge

Who picked up the gongs this year?

Protected Product Review Awards 2013

Who picked up the gongs this year?

Advisers and providers gathered at the Grand Connaught Rooms in London on 20 November to celebrate the ingenuity and the graft displayed in the protected product arena throughout the last 12 months. These awards are growing in popularity every year, and our congratulations go to the winners and highly commended.


event logo

Retirement Planner Forum & Awards 2014

06 Jun 2014 - 06 Jun 2014

London, UK

event logo

International Fund & Product Awards 2014

16 Jun 2014 - 16 Jun 2014

London, UK

event logo

COVER Breakfast Briefings

26 Jun 2014 - 26 Jun 2014

London, UK


Sponsored video


Do you believe the insurance industry can deliver the Chancellor's "retirement advice for all" pledge?