Planet Insurance - Gender discrimination in insurance

These debates always take place on two levels. Firstly, on a technical risk assessment one, on whether insurers can prove that any particular group of people is at greater risk than another. Secondly, on an ethical one, as to whether it is acceptable to discriminate against a particular group per se. Consensus is easy at each end of the spectrum – discrimination against smoking is fine, on race it is not. Between these two extremes, things are resolved by some form of accommodation between the two, as happened in the UK on genetic tests. Prior to the ECJ’s ruling, it seemed that this was...