Royal London announces with-profits bonus rates

Nicola Brittain
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Royal London has announced annual bonuses for 2012 and final bonuses for 2013 for with-profits policies in the Royal London Long Term Fund and in the closed Scottish Life Fund.

The company said regular bonus rates will be maintained or increased for Royal London and Scottish Life policies. The benchmark 25-year payout on a Royal London £50 per month 25-year with-profits endowment maturing on 1 January 2013 is £32,615. This represents an annualised return of 5.7% and a real return of 2.6% per year. The payout on maturity of a Scottish Life £50 per month 25-year with-profits endowment is £30,166, representing an annualised return of 5.2%, and a real return of 2.1% per year. For a Royal London 20-year £200 per month with-profits personal pension the payo...

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