An "alarming" 80% of client assets are from the over-50s age group, according to research.
Independent financial advisers wrote more than three quarters of the life and pensions business in 2010, according to figures from the Association of British Insurers (ABI).
The number of financial advisers in the US - including wealth managers, IFAs and bank and insurer tied advisers - is declining rapidly just as demand for their services increases, according to new data.
The noise surrounding the RDR remains at full volume, although no-one will know what the final rules will demand of advisers until next year.
Openwork's new CEO Martin Davis says the FSA's proposed ‘restricted advice' tag is causing a degree of concern amongst its 2,600 multi-tied advisers.
The FSA today says it intends to publish firms' depolarisation status to consumers due to the "strength of support" for the idea.
Consumers are still no more aware of whether the financial advice they receive was through an independent intermediary post-depolarisation, suggests research.
IFAs carry out the vast majority of their investments, protection and mortgages business on an independent basis, according to a survey by the Association of Independent Financial Advisers (Aifa).
The Association of Independent Financial Advisers has opened a consultation with its members to determine whether it should multi-tie advisers should be allowed as members.