A quarter of UK bank customers have experienced problems with their account in the past 12 months, according to a survey by consumer group Which?.
Lenders are expecting a surge in demand for fixed-rate mortgages after inflation rose by the fastest rate on record last month.
First Direct customers are facing a month wait for mortgage interviews after demand soared when it slashed application fees to £99 at the start of July.
Halifax will raise mortgage borrowing costs for customers with a deposit of less than 25% from next Monday.
Happy third birthday, child trust funds! The Government introduced the scheme on April 6 2005 to ensure children have savings at age 18 and raise awareness about personal finance.
Mortgage availability will worsen over the next three months, according to the Bank of England.
The Financial Services Authority is encouraging banks to further engage consumers in the fight against online banking fraud, after research found consumer confidence is "fragile".