There's a perception right now the financial services industry has got itself into a bit of a mess when it comes to meeting the financial needs of consumers.
Apart from A-Day, there is a high degree of likelihood the acronym NPSS will make its way into the public conciousness.
Evidence presented in the past few days suggests the great British spender has yet to curb his or her distaste for the road less travelled as at least a partial solution to matching long-term liabilities.
Intermediaries have been arguing for years something needs to be done about regulatory retrospection, as firms feel it has been impossible to really challenge changes or decisions made by the FSA and FOS.
The FSA's proposal to implement a tougher 'buyer beware' on 'wider range' retail investment products, such has hedge funds and split-capital investment trusts, resurrects questions about the current value of ‘caveat emptor'.
Perhaps it was inevitable, but this past week has seen some further focus on financial services for both children and youth.
Health and regulation have been pushed into the spotlight this year with heads of the FSA and Aifa respectively announcing their withdrawal on health grounds from jobs that have profound impact on the work of IFAs.
The industry has seen the sheer volume of regulation and administration rocket since the introduction of the Financial Services Authority in 2001.
With the general election now a distant memory, pensions is firmly back on the agenda and is likely to be one of the most talked about topics of the year.
Standard Life made a bold move this month by revealing details of its declined claims statistics for...