Delivering value for money

Dear Editor, Pension switching can be a complex area, and it is important for the reputation and future success of the pensions industry that advisers are seen to make appropriate recommendations, so we fully support the FSA's continued focus on the quality of advice. We only sell through professional advisers, not directly to individuals, because we believe this is an important safety net. As a specialist, most of our SIPPs are established for a specific reason - perhaps a property purchase, unlisted share transaction or because the client's strategy demands a more varied investment po...