Dear Editor, B&CE Benefit Schemes has been in close communication with the DWP over many months now about the challenges that means-tested benefits create when trying to encourage those on lower incomes to save for their retirement. As things stand, people on mid to lower incomes have an easy excuse they can make to themselves when deciding whether or not to save towards their retirement. The fact that many people will not receive the full benefit of their savings because they may lose eligibility to means tested state benefits puts many people in this target group off the idea of savin...
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