At the end of the first PA debate, Yellowtail Financial Planning's managing director Dennis Hall emerged as the clear winner as 75% of you agree that retirees could not be trusted to make their own retirement planning decisions.
Meanwhile, just 25% of you agree with The Pension Advisory Service's chief executive Michelle Cracknell, who had said that with access to guidance, retirees would make informed decisions.
The debate also attracted a number of comments with several industry experts joining the fray.
Intelligent Pensions marketing director Andrew Pennie says: "There are some well-made and fair points being made on both sides of the ‘debate'. Left to their own devices, most consumers would make uninformed decisions and with guidance/advice, they would have a much better chance of making an informed decision."
Pennie adds fundamental issues need to be tackled around the timing of advice, trust in the industry and the strength of on-going advice.
Another commentator, Simon Wasserman mentioned the lack of available resources for advice, particularly among those with smaller pension pots.
Meanwhile IPipeline's managing director Ian Teague urges the industry to go back to the basics, all the way through to helping retirees understanding several different and quite complicated product options.
Another commentator, Tom Murray adds: "If people were capable of making this decision for themselves, they would be capable of making it for other people - a situation which is rightly illegal. Only those who have a significant degree of education in the area of personal finance are allowed advise others which seems to make nonsense of the idea that there is some sort of quickie way of bringing individuals to the right level of education to make the call themselves.
"I notice the only reason that automated solutions are being pushed is because it has become clear that face-to-face advice is too expensive, not because it is inherently capable of doing the job. If it was, you can bet your life that the wealthy sections of society would already be using it."
Additionally, Talbot and Muir head of technical support Claire Trott pointed out that making an informed decision is all about having all the right information to make that decision.
She says: Giving someone with a couple of DC pots, a small historic DB pot, an ISA and a Mortgage all the information they need in order to decide themselves how to proceed seems like an impossibility to me.
"I think given the evidence I have to agree with Dennis on this one, as I can't feel it will work for the majority, although I am sure it will work for some."
Finally, Peter Woolsey says one-to-one guidance was a barrier and Skype interviews could provide a part answer, although many retirees would not have access to such technology.
He adds: "Is it possible to train up sufficient people quickly to an adequate standard for what is going to present many complex, technical scenarios involving not just pensions? I would say it is not.
"Michelle is right to the extent that we can create a system to make more information and resources available, but horses, water and drink come to mind."
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