A more caring approach

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Janet Davies discusses the issues advisers need to tackle when discussing the issue of long term care with clients

There are two distinctly different areas of care fees planning. One is the immediate side of things and the second covers younger people who wish to plan ahead. As they are so diverse, advisers must draw a thick black line between the two and while it is perfectly possible for the same adviser to operate in both areas each field does require a slightly altered approach. Starting with the immediate needs area, this is fundamentally where planning ahead is no longer possible. The client needs care now and they and/or their representatives need help with how the care fees can be paid indefini...

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