Securing income

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With-profits products can be a useful tool for investors looking to grow their retirement pot without too much risk says Frank Morton

When it comes to retirement planning, no two clients are the same, yet they all desire a similar outcome - to maximise their income in retirement. How they then decide to do that is down to their individual circumstances, their attitude to risk and their preference for the type of investment they choose to underpin their pensions savings. Advisers have myriad considerations to take into account, not least choosing the most appropriate investment to produce the biggest savings pot possible. Questions arise from investors on an array of subjects. These include the need to think about how and ...

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