Not everyone needs independent face-to-face advice, writes Tom Hegarty, so the profession must look to offer alternative solutions to those who cannot access or afford this route
The FAMR Baseline Report, published by the Financial Conduct Authority (FCA) and HM Treasury in June 2017, not only highlighted that only 3.2 million of the UK adult population had received financial advice...
'People miscalculate how much they need'
Information request by AJ Bell
Could lose 97% of investment
'Document your conversations'