With the FCA's extension of the SM&CR likely to happen late next year, writes Chris Davies, adviser firms need to gain a good grasp of individual staff roles and responsibilities sooner rather than later
"Culture and governance in financial services and its impact on consumer outcomes is a priority for the FCA. The extension of the Senior Managers and Certification Regime is key to driving forward culture...
Feasibility study due
'Let’s be bold enough to demand change'
Joint life second death option added to relieve tax burden on couples gifting assets
Backed by Schroders, LGIM and the IA
New system for funds without without three-year track record