In the last in his series offering protection non-specialists an introduction to group risk, Paul Avis highlights three important considerations for advisers looking to ensure schemes are fit for the modern workforce
* Eligibility: Some employers limit their schemes to either executives or pension scheme members but, wherever possible, an eligibility of ‘all employees' works best for a number of reasons. Schemes with...
'Next stage of development'
‘Event-based’ learning less effective
Deal for financial planning and investment assets
Fixed income 'surprise winner'
Poor practice highlighted