Adrian Boulding: How to bring the self-employed into AE

Auto-enrolment (AE) has been a great success for the almost two-thirds (63%) of the UK labour market that enjoy full-time employment. The number newly saving for retirement as a result of being auto-enrolled by their employer has now topped eight million. And opt-out rates remain encouragingly low at around 10%. However … the Pensions Regulator (TPR) statistics, derived from the compliance reports it is sent by employers as they pass through staging, reveal another seven million employees who were not enrolled by their employer because they were too young, too old or did not earn enough....