Deepak Jobanputra: The power of positive underwriting

Advances in technology

clock • 3 min read

Modern underwriting systems are becoming more and more sophisticated and, says Deepak Jobanputra, this means even the most comprehensive protection products can now be underwritten quickly and easily

Underwriting has come a long way in recent years. For some advisers it may not always feel like it but, overall the industry is requesting fewer medicals and doctor's reports - and accepting more cases at the point of sale - than ever before. This is largely because underwriting processes have developed significantly. For instance, nearly 70% of all VitalityLife applicants are accepted instantly, while less than 10% of applicants require a GP report for underwriting decisions. Modern underwriting systems are becoming more and more sophisticated and - again using VitalityLife as an exa...

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