Paul Wilcox: Use it or lose it - every seven years

The benefit of ‘reusable’ nil-rate bands

clock • 5 min read

Born in the Chinese Year of the Rat, Paul Wilcox learns this makes him intelligent, pragmatic and competitive - which may explain why he is so keen to make as much of his nil-rate band (or bands) as he can

Yes, I admit it - I am a rat. But, of course, I am not admitting to a whole series of negative personality traits which make me obnoxiously unattractive - no, I am simply admitting I was born in the Chinese year of the Rat. And I am pleased to say that this, according to Chinese interpretations - as I understand it - allegedly that I am intelligent, pragmatic, diligent, stable, competitive, temperamental (well, maybe), a lover of family, energetic, materialistic (only up to a certain point), unpredictable (yes, in the most positive way) and social. Enough of this flippant talk. The ma...

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