Financial adviser Alan Lakey confesses to a peculiar hobby: scouring Ombudsman decisions to understand its process. Here, he outlines three protection cases with arguable outcomes and urges his peers: make sure you take heed of FOS decisions...
Advice is an elastic process, whereby it is fair to say that if ten advisers are provided with an identical set of client circumstances, they are likely to produce a number of versions of ‘best advice’....
'People miscalculate how much they need'
Information request by AJ Bell
Could lose 97% of investment
'Document your conversations'