"Charges don't matter when you get the performance" is repeated like a mantra in some advice quarters. Graham Bentley reckons those eight words could cost your clients their whole retirement fund...
From January 1975 to December 1989, the total return on the FTSE All-Share index was 29.85% per annum compound. Over fifteen years, £1,000 grew to over £50,000. Even accounting for double digit inflation,...
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