Perfect harmony? The complicated adviser/paraplanner relationship

The raising of professional standards in financial planning is arguably where the introduction of the Retail Distribution Review's (RDR) has had the biggest impact. It provides the building blocks of transparency, disclosure and qualifications that now marks out financial advice as a profession rather than an industry. The issue of qualifications has been a tough nut to crack for some advisers who have spent the best part of their working lives looking after clients successfully without today's stringent qualification guidelines. Many have learned their trade from the bottom up and po...