Immunising clients' income with financial 'flu jab'

As the weather starts to turn and the days get shorter, I have noticed a lot of people on the train begin to suffer with cold and flu like symptoms. October is usually the time of the year when lots of people rush to their local pharmacy or doctor to get the flu jab and those who are considered more vulnerable, such as young children and the elderly, are urged to get it. For those of us not considered ‘vulnerable’, it is not imperative that we get it, yet many of us still do. The logic is that, come winter, we are bound to catch flu at some point so we should take any possible step...