Advisers have criticised the increased merger and acquisition (M&A) activity of late, saying they feared it would "dilute" firms' service and proposition.
The advisers said they were vary of firms becoming too big and some firms being forced to operate a charging model that was "broken". They were also concerned about the 'shrinking choice' for consumers....
Paul Bruns and Elaine Parkes
3,000 left to transfer
Record numbers of people aged 90 plus
From 3 to 10 October