Complaints to the Financial Ombudsman Service (FOS) about pension products and advice have been rising steadily and are on course to top last year's numbers, figures show.
Complaints about personal pensions, self-invested personal pensions (SIPPs), and annuities will all surpass last year's numbers if they continue to rise at the same pace, according to the FOS's latest...
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PARTNER INSIGHT: For many advisers, outsourcing to a multi-manager or discretionary fund manager makes sense, allowing them to focus on the adviser-client relationship
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An added tier of asset management can of course deliver additional benefits for certain investors, writes Graham Bentley - just be sure you can justify it to the regulator and, especially, the client