Controversy over a widening gulf between those who need financial advice and those who can actually afford to pay for it has been branded "not advisers' problem" by industry veteran Geoff Mills.
Advisers have long cited the advice gap as an unintended consequence of - and so reason against - rule changes designed to make the industry more professional, like the Retail Distribution Review (RDR)....
Joined as head of strategy, multi asset, in June
Group income protection
Nine in 10 do not have income protection
Set to become part of Single Financial Guidance Body