Mortgages should only be advanced to first-time buyers after they have undergone some training and passed an exam, according to the chairman of a debt charity.
Malcolm Hurlston of the Consumer Credit Counselling Service believes mortgages should come with a ‘caveat emptor' (buyer beware) warning, rather than a tax break like the current Stamp Duty concession....
The forces at play in investment - most obviously, regulatory change, uncertain markets and shifting demographics - are as strong today as they were when Professional Adviser launched its sister magazine Multi-Asset Review in 2017.
Regulator has visited some firms already
Platforms react to Fidelity blocking Income Focus purchases
Chris Hill's letter to Treasury
Cash balance surges