Taking responsibilities for our actions

"There are some serious problems with the way the industry thinks about the business of providing financial advice. Wrap is becoming the catalyst for some deeper thinking and is forcing all layers of the industry (product manufacturers, networks and nationals, and advisers) to re-evaluate their business models. Although the industry has seemingly gone through constant change in the last two decades the issues being addressed here are fundamental to the future of the industry and should not be taken lightly. The core problems are these: 1. Consumers are distrustful of the cur...