The biggest threat to income in retirement, yet one that is largely misunderstood, according to Cass Business School asset management Professor Andrew Clare, is sequence risk.
This concerns the sequence in which returns are generated, rather than the average return over time, explained Clare and is one of the biggest challenges to those looking to generate income in retirement....
New ratings system for younger funds
Clients to be compensated by end of 2018
Rolled out to 25 schemes next month
Mean gender pay gap now 16.64%
26 years in financial services