Big changes have been the theme this year, with advisers once again being forced to roll with the punches. Professional Adviser picks three of the most significant developments and analyses their impact...
1) Pension freedoms Even if you spent 2015 living under a rock or on Mars trying to help Matt Damon grow potatoes out of his own poo (‘The Martian', watch it, it's brilliant), you couldn't have...
Smoking biggest culprit; obesity second
Average earner will gain £840 in 2018
Will also move heritage items
Responding to letter from Treasury Committee chair Nicky Morgan