Outsourcing: Why we use 7IM

Back in 2000, when I first became an IFA after two tied positions, a colleague told me that one day, the minimum qualification standard for advisers would be the AFPC. I remember a chorus of disagreement from some others at that particular meeting, but at that point I resolved to attain the advanced qualification, which I did in early 2003. After all, I thought, if this was to be my chosen profession (my dreams of becoming a rock musician having come to naught) then I should become the best I can be. So when the first consultations on the RDR talked about a minimum standard of char...