Time for joined-up thinking post-RDR

Some might argue it is harder today to be a financial adviser than ever before, independent, restricted or otherwise. In today’s market, recession, increased regulation and rapidly advancing technology, mean that both providers and advisers are under increasing pressure to deliver better, more appropriate products, all at a lower cost. The government naturally wants consumers to have access to products that best suit their need, and for them to understand exactly how they are paying for these products. This is set against what must be an all time high of consumer mistrust around financia...