Unit trusts v structured products

Structured products Structured products are complicated and incorporate derivatives. To understand their inner workings may require knowledge of options, but from the point of view of risk you can choose how much you are prepared to accept. Risk can range from full capital protection (offering certain, normally modest, returns) to higher-risk kick-out plans based on a few stocks or commodities that offer you substantial (but more risky) returns. The risk equation must also include the strength of the issuer. It is imperative to check this. Structured products incorporate risk, but so d...