Patient investors now reaping rewards of with-profits bonds

Rising payouts are finally rewarding investors who have stuck by their with-profits bonds through the recent lean years, a survey by Investment, Life & Pensions Moneyfacts has revealed. The survey examined the latest with-profits bond returns over various periods based on a single premium of £25,000. It found that over the short term with-profits bond payouts have continued to improve, with the average surrender values after two, three, four and five years all higher than at the corresponding point a year ago. The average with-profits bond has now produced growth of 21.3% and 35.5% for it...